Category Archives: Personal Finance

What Tax Deductions Are Still Available to Me?

by admin December 25, 2015

Tax reform measures are enacted frequently by Congress, which makes it hard for U.S. taxpayers to know which deductions are currently available to help lower their tax liability. In fact, a former head of the IRS once said that millions of taxpayers overpay their taxes every year because they overlook one of the many key […]

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What Cash Management Tools Are Available?

by admin December 18, 2015

There are a number of short-term cash management instruments available to the individual establishing a sound cash management program. These alternatives include money market mutual funds, Treasury bills, and certificates of deposit. Money market mutual funds simply pool investors’ dollars and purchase large denomination money market instruments. Individuals invest in the mutual fund for as […]

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What Is Tax Deferral?

by admin October 2, 2015

“Tax deferral” is a method of postponing the payment of income tax on currently earned investment income until the investor withdraws funds from the account. Tax deferral is encouraged by the government to stimulate long-term saving and investment, especially for retirement. Only investment vehicles designated as “tax deferred,” such as IRAs, plans covering self-employed persons, […]

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How Can I Keep My Money from Slipping Away?

by admin September 25, 2015

As with virtually all financial matters, the easiest way to be successful with a cash management program is to develop a systematic and disciplined approach. By spending a few minutes each week to maintain your cash management program, you not only have the opportunity to enhance your current financial position, but you can save yourself […]

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5 Things for Financial Success

by admin August 14, 2015

You all know I’m a big fan of Dave Ramsey.  His advice helped me a lot long ago when I was struggling.  Here’s a great video where Dave gives you tips you can start using RIGHT NOW:

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